Circle Heritage

Circle Heritage

Dedicated, Specialist and Experienced Broker Services

Whilst many museums have risks in common, such as the interaction with members of the public, many do not. In fact it is this diversity of risks which requires a specialist and experienced broker to tailor a truly bespoke and competitive insurance solution without compromising on service. Circle Insurance Services Ltd has partnered with one of the leading insurers of leisure and museum attractions throughout the world to create an exclusive and unique product, Circle Heritage, designed for museums.

Policy Features can include

Buildings, listed or otherwise – including fixtures and fittings for accidental damage.

Full Theft – forcible or violent entry or exit not required for cover to be in force.

Cover for contents and stock on an accidental damage basis.

Exhibits – agreed value with no average.

Curators own valuations accepted.

Assault cover for staff.

Business Interruption – loss of revenue resulting from an insured incident, including bomb threat, murder, suicide, infectious disease, defective drains or food poisoning.

Employers Liability –legal liability for injury to employees, trustees and volunteers

Public Liability – legal liability for injury to third parties or damage to their property.

Exhibits in transit, at exhibitions or at restorers premises.

Trustee Indemnity – protecting trustees against the wrongful acts.

Personal Accident  – available for all members of staff including volunteers.

Cancellation cover for events.

Employee Fidelity – protection against staff dishonesty.

Loss of Licence.

Loss of attraction – against insured events within the local invents. 

Environmental Impairment Liability – cover against pollution risks.

Warranty free policy

Contact us to review your insurance requirements.