CIRCLE HERITAGE
Dedicated, Specialist and Experienced Broker Services
Whilst many museums have risks in common, such as the interaction with members of the public, many do not. In fact it is this diversity of risks which requires a specialist and experienced broker to tailor a truly bespoke and competitive insurance solution without compromising on service. Circle Insurance Services Ltd has partnered with one of the leading insurers of leisure and museum attractions throughout the world to create an exclusive and unique product, Circle Heritage, designed for museums.
policy features can include
BUILDINGS, LISTED OR OTHERWISE - INCLUDING FIXTURES AND FIXTURES AND FITTINGS FOR ACCIDENTAL DAMAGE.
BUSINESS INTERRUPTION - LOSS OF REVENUE RESULTING FROM AN INSURED INCIDENT, INCLUDING BOMB THREAT, MURDER, SUICIDE INFECTIOUS DISEASE, DEFECTIVE DRAINS OR FOOD POISONING
CANCELLATION COVER FOR EVENTS.
FULL THEFT - FORCIBLE OR VIOLENT ENTRY OR EXIT NOT REQUIRED FOR COVER TO BE IN FORCE.
EMPLOYERS LIABILITY - LEGAL LIABILTY FOR INJURY TO EMPLOYEES, TRUSTEES AND VOLUTEERS.
EMPLOYEE FIDELITY - PROTECTION AGAINST STAFF DISHONESTY.
COVER FOR CONTENTS AND STOCK ON AN ACCIDENTAL DAMAGE BASIS.
PUBLIC LIABILTY - LEGAL LIABILITY FOR INJURY TO THIRD PARTIES OR DAMAGE TO THEIR PROPERTY.
LOSS OF LICENSE.
EXHIBITS - AGREED VALUE WITH NO AVERAGE.
EXHIBITS IN TRANSIT, AT EXHIBITIONS OR AT RESTORERS PREMISES.
LOSS OF ATTRACTION - AGAINST INSURED EVENTS WITHIN THE LOCAL INVENTS.
CURATORS OWN VALUATIONS ACCEPTED.
TRUSTEE INDEMNITY - PROTECTING TRUSTEES AGAINST THE WRONGFUL ACTS.
ENVIRONMENTAL IMPAIRMENT LIABILITY -COVER AGAINST POLLUTION RISKS.
ASSAULT COVER FOR STAFF.
PERSONAL ACCIDENT - AVAILABLE FOR ALL MEMBERS OF STAFF INCLUDING VOLUNTEERS.
WARRANTY FREE POLICY.